A Portal to Free Samples, Giveaways, Coupons and Product Reviews.
Saturday, September 29, 2012
Free Headphones from Daily Sale
Friday, September 28, 2012
Free 4 Pack Vitamin Burst K-cups
Free Pantene Beautiful Lengths Shampoo and Conditioner
In case you can't read spanish, It ask for your...First name, last name, address and zip code on the same line, then state and country, click the box that says 18 or over, then date of birth and email address, uncheck the little box at the bottom(comparte este oferta) then click Entregar button to submit.
Thursday, September 27, 2012
Free Thai Cashew Chicken at Panda Express
Free Lighter Cover from L&M
Free Address Labels from CF Foundation
Wednesday, September 26, 2012
25% Off Entire Order at Michael's Craft Store
Get 25% off your entire order including sale items at Michael's Craft Stores Sept 27-Sept 29 CLICK HERE!! to print your coupon.
Free Sample Herbal Essences Shampoo
Monday, September 24, 2012
Free Panties from Frederick's of Hollywood
Take $10 Off Fathead Sports Wall Stickers/Decals
Sunday, September 23, 2012
Join Elmer's Craft It! Newsletter to get free samples
Free Samples from Borba Skin Care
Free Coffee at McDonald's
6 Free Songs, Biggest Loser/Subway Workout Mix
Samples Received (9/22)
Saturday, September 22, 2012
Friday, September 21, 2012
Free Fire Truck at Lowe's Home Improvement 9/22
Free International Delight Cup Giveaway
Munchkin Sippy Cup Giveaway 12 noon est
20% off + Free Shipping over $50 Bath & Body Works
Free Aromatherapy Lotion from Bath & Body Works
CLICK HERE!! to get the offer.
Thursday, September 20, 2012
Free Sample of Ola Loa Vitamin Drink Mix
Kindle Fire on sale for $159!
Thinking about Christmas early? The Kindle Fire Table is now on sale for $159 (original price $199). Also check out the New Kindle Fire HD with build in webcam for $199! My daughter received the Kindle Fire for Christmas last year and she just loves it! I think the Kindle Fire is the best value you can get. This is great for kids and teenagers. They can download apps, games, books and browse the internet. It's very easy to use. My father is buying one for my mother's 60th birthday this month.
Wednesday, September 19, 2012
Krispy Kreme Free Coffee Giveaway Sept. 29th
Krispy Kreme will be giving away Free 12oz coffees on September 29th in their stores. In addition, Krispy Kreme is also celebrating their 75th Anniversary by giving 75 people Free Coffee for a Year. plus a Free t-shirt and coffee mug. CLICK HERE!! to enter.
Monday, September 17, 2012
Free Blue Mountain Coffee Sample
Free 3-Step Kit of Calico Minerals Skin Care
Harness the power of 26 Dead Sea Minerals. Get a Free 3-Step Skin Care Kit from Calico Minerals CLICK HERE!! to get yours.
Sunday, September 16, 2012
Free Donut for AARP members at Dunkin' Donuts
Free Sample Gluten Relief Supplement
Get a Free Sample of Gluten Relief Dietary Supplement. CLICK HERE!!
Saturday, September 15, 2012
Free Waffle from Waffle House
Friday, September 14, 2012
Money in the Bank?
It’s September. With the colder winter months just around the corner I need to start thinking about budgeting and saving money.
I have 3 kids. I currently survive on about $15,000 a year. I rent a house ($375/mo), I don’t own a home. I’m still making payments on my used car ($250/mo), which will take me another 2 years to pay off. My other recurring monthly bills are basically utilities (electric, phone, etc.). I don’t have any credit cards. So, my only debt is the $6000 that I owe on the car.
The house I am renting now has an electric furnace. In the winter months, my electric bills doubles to $300 a month. In anticipation of this increase, I’ve decided to make a household budget. I would also like to start saving money as I have $40 in my checking account and no savings of any kind.
I started using a money management website called Mint.com. It’s 100% free to use. I would say that it is very user friendly. It is easy to put in your income and list your monthly bills. In the end, it tells you how much you will have left over at the end of the month. You can also link your PayPal and Bank accounts to Mint.com and track your deposits versus your spending.
This was an eye-opening experience for me. You don’t always realize what you are spending money on until you have to write it all down. Aside from my regular monthly bills, I added in household supplies (toiletries, laundry detergent, etc.), gas for the car and eating out at restaurants. As I was browsing my bank statement online I realized that what I thought were small charges really added up.
Going to places where I would just swipe my debit card and go really wiped out my checking account. When I would stop to get gas I was also buying drinks, snacks and cigarettes. In my mind, I was spending $20 for gas but in actuality it was more like $3o+. When I would go to Walmart, where I intended on just buying a few items, would end up being a cart full of impulse buys that I didn’t really need. Going in to get toilet paper and shampoo, would result in me spending $50-$75 instead of $10! This can be hard to avoid when you have young children begging for toys and any other items that are strategically placed to catch their eye. Shopping online is another weakness that I have. You can buy almost anything online these days. Believe me you can spend a lot of money without even leaving the house.
In order to save money I need to cut back significantly on impulse buying. I need to stick to my budget and only buy the necessary items on my shopping list.
Here are a few ways to cut back and avoid unnecessary spending. Cooking more meals at home and eating before I leave the house should cut down on debit card swiping at restaurants and at the drive thru. Also, bringing a drink from home and paying at the pump for gas will eliminate the need to go inside the convenient store. Quitting smoking would save me up to $800 a year! Instead of going to a mass retailers such as Walmart to do my grocery shopping, I’ve decided to go to a smaller grocery store. This would lessen the urge to buy items other than food. To avoid spending too much money shopping online, I have recently become addicted to Free Samples. This way, I am still ordering something online and still feeling excited when I get something in the mail but it’s not costing me anything.
I needed to find a way to save money where it would not burn a hole in my pocket. If I know the money is just sitting there in my checking account, I’ll want to spend it. As I was budgeting my money on Mint.com, over on the side, it asked if I wanted to set a goal. I never really thought much about a specific goal. I just wished that I had more money to buy the things I wanted. So, I checked it out and they gave a few suggestions. Save to buy a car, a house, go on vacation, etc. I have always wanted to buy a house instead of renting but I have never had money for a down payment or enough credit to apply for a loan. So that is what I chose. Then it asked where do I want to keep the money I’m going to be saving up. It suggested a few banks to open a savings account and listed the banks requirements and interest rates.
I decided to open a new savings account with Ally Bank. There were a few reasons that I selected Ally bank from the list. One was that they paid a higher interest rate on your savings than the other banks on the list. Another reason was that there was no minimum balance requirements. Also, there was no minimum opening deposit. Most banks require a $25 – $100 opening deposit to get a new account. I chose to open this account with just $5. Another thing about Ally is that they don’t have any physical branch locations. They are strictly online. They have several deposit options to fund your account and you can use any ATM fee free the get your money out. I think this is a good choice for me because like they say, out of sight – out of mind. So once I put my money in the bank, it can stay there. Even if I wanted to take some money out, I don’t have to worry because Ally does not charge any low balance fees or monthly maintenance fees.
According to the calculator on Mint.com even if I can just manage to put away $25 a week, in 20 years I would have over $20,000. That might not seem like much to some people but I’ve always had to live check to check. I spend more than $25 a week on take-out food. If one day I can wake up with $20,000 in the bank, I’ll be a happy camper!
Thursday, September 13, 2012
Free Fries & Drink from Arby's
Free Sample Tampax Pearl Tampons
Free Sample Astroglide Lubricant
Wednesday, September 12, 2012
Free Pringles Can Speaker
Enter to $50 Maurices Gift Card Today Only!
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